Glenhaven Dentistry

Maximizing Your Dental Benefits Before the Year Ends

October 23, 2024
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Posted By: Glenhaven Dentistry
dental patient receiving bi-annual checkup

As the year comes to a close, it’s important to make sure you’ve fully utilized your dental benefits before they expire on December 31st. Many patients in Paso Robles don’t realize that the dental insurance benefits they’ve paid for may not roll over into the new year. At Glenhaven Dentistry, we want to help you maximize those benefits and keep your smile healthy without leaving money on the table.

Understanding Your Dental Insurance Plan

Most dental insurance plans work on a calendar-year basis, meaning that any unused benefits will reset on January 1, 2025. If you have dental coverage, your plan likely includes an annual maximum—the total amount your insurance will cover for treatments during the year. Unfortunately, if you haven’t used all of your benefits by the end of December, you won’t be able to carry them over into the new year. At Glenhaven Dentistry, we’re here to help you make the most of your insurance before it’s too late.

Also, remember that many plans cover preventive care, such as routine cleanings and exams, at 100%. Taking advantage of these no-cost services is a great way to protect your oral health without incurring additional expenses.

Why You Should Schedule Your Appointment Now

The end of the year is one of the busiest times at Glenhaven Dentistry, as many patients rush to book their appointments before their benefits expire. We recommend scheduling your visit now to avoid the last-minute rush and ensure you have plenty of time to complete any necessary treatments. Whether you need a cleaning, a filling, or a more involved procedure, our team in Paso Robles is ready to assist you.

Delaying treatments can lead to more significant dental problems, which may require more extensive and expensive care later on. For example, putting off a simple filling could lead to a root canal or crown down the road. By taking action now, you can avoid these complications and use your benefits for necessary treatments before the reset on January 1, 2025.

Common Dental Treatments to Consider Before Year-End

At Glenhaven Dentistry, we provide a range of dental treatments that can help you fully utilize your benefits before they expire. Some common treatments to consider include:

  • Routine Cleanings and Exams: These are often covered by your insurance at no cost to you and are essential for maintaining good oral health.
  • Fillings, Crowns, and Restorations: If you’ve been putting off restorative work, now is the time to get it done while your insurance can help cover the cost.
  • Orthodontic or Cosmetic Treatments: If you’ve been thinking about improving your smile with Invisalign, or cosmetic procedures, year-end is a great time to start.

By addressing these treatments now, you can enjoy a healthier, brighter smile in 2025 while making the most of the benefits you’ve already paid for.

Don’t Forget About FSAs and HSAs

If you have a Flexible Spending Account (FSA) or a Health Savings Account (HSA), it’s important to know that FSA funds typically expire at the end of the year, while HSA funds roll over. However, using your remaining FSA funds before year-end can help you cover out-of-pocket dental expenses, such as copays or treatments not fully covered by your insurance. Glenhaven Dentistry in Paso Robles accepts FSAs and HSAs, and our team can help you determine how to use these accounts to your advantage.

How to Maximize Your Benefits Before the Year Ends

If you’re ready to make the most of your dental benefits before they expire, here are some easy steps you can take:

  1. Schedule a Consultation: Contact our office here in Paso Robles to schedule a consultation and discuss any outstanding dental needs.
  2. Verify Your Insurance: Our team can help you review your insurance coverage, including your remaining benefits and coverage for specific treatments.
  3. Book Your Appointment: Don’t wait! Our calendar fills up quickly toward the end of the year, so make sure to secure your appointment as soon as possible.

Conclusion

Your dental benefits are designed to help you maintain excellent oral health, but they don’t last forever. As the year draws to a close, now is the perfect time to schedule any treatments you’ve been putting off. Whether you need a routine cleaning, a filling, or more extensive care, Glenhaven Dentistry is here to help you make the most of your benefits before they reset on January 1, 2025.

Don’t let your hard-earned dental benefits go to waste—contact our office today to schedule your appointment before the year-end rush!

(805) 238-1787

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